First Positions
A lot of people think real estate investment means buying buildings, dealing with tenants, and hoping property values go up. We do things differently.
Is my investment insured like a bank deposit?
No. This is an important distinction: investments made through Wellrogo are not bank deposits, are not FDIC-insured, and are not guaranteed by any government agency....
What types of asset does Wellrogo finance?
Commercial Properties, Ground-Up Construction, Owner/Non-Owner Occupied Residential, Multi-Unit, Industrial/Warehouse.
What does Wellrogo do to reduce risk before funding a loan?
Every loan goes through a due diligence process that looks at three things: • The borrower — track record and ability to repay, not just...
How long is my money committed?
Typical hold period 18 Months / fund term up to: 36 Months / redemption terms — this varies significantly by offering documents.
What is "first-lien position" and why does it matter?
When Wellrogo originates a loan, we typically hold the first-lien position on the property — meaning that if the property were ever sold or foreclosed...
What happens if a borrower defaults?
Because Wellrogo typically holds the first-lien position, we have the contractual right to pursue foreclosure and recover the property to satisfy the loan, ahead of...
What LTV can I qualify for?
Financing is available up to [90% LTV for ground-up construction], depending on the project and underwriting outcome. | [ A 50/50 Deal split is also...