For Borrowers
Ground-up construction financing has to move at the pace of your project — not your bank's approval queue. Wellrogo funds new construction from the ground up, with financing available up to 90% LTV depending on the project, borrower experience, and market. Funds are typically released through a staged draw schedule tied to construction milestones, so you're not carrying the full loan cost before it's needed.
We look at the whole picture: your track record as a builder or developer, the strength of the project plan, and the as-completed value of the finished property — not just a credit score.
For Investors
Construction loans behave differently than a standard purchase loan — capital is drawn in stages, and repayment is typically tied to project completion or refinance into permanent financing. When you invest through a Wellrogo that includes construction loans, you gain exposure to this stage of the real estate lifecycle, where returns often reflect the added complexity and shorter duration of the loan.
As always, every construction loan we originate goes through the same underwriting discipline: builder experience, conservative project valuation, and market liquidity — with first-lien position maintained wherever possible.
Next Step
Ready to build or invest in the projects that do?
Digital Pre-Qualification | Submit your application online |